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Gold 401(K) Rollover – Can I Rollover My 401(K) Into Gold?

Gold 401(K) Rollover Explained

Do you want to know what a gold 401(k) rollover is? And how to easily roll over your 401(k) into gold? In a market as volatile as the one we are experiencing, your priority should be to protect the purchasing power of the money you have.

If you have accumulated wealth for yourself, you need to learn how to protect it.

Now, more than ever!

Protect Your Wealth With A Gold 401(K) Rollover

Gold 401(K) Rollover – Can I Rollover My 401(K) Into Gold?

By investing in precious metals, you are taking action to protect your retirement savings. Best of all, you are protecting them with an investment that is backed by the tangible asset of physical gold. Not the dollar.

Gold and silver can weather numerous economic changes, giving your portfolio diversity and stability. After all, the price of precious metals often increases even in tough economic times. Meaning that your portfolio has extra insurance against the woes of a financial crisis.

The good news is that you can easily roll over your 401(k) into a gold IRA. And if you already have an IRA, and want to shift your assets to gold and silver, you can do that easily as well.

Better yet, this is a non-taxable event and there are no penalties.

With that said, let us start by explaining what a gold 401(k) rollover is. And how you can easily roll over parts of your 401(k) into gold.
Protect and secure your wealth with a gold 401(k) rollover

What Is A Gold 401(K) Rollover?

A gold 401(k) rollover is a process, where you roll over parts of your 401(k), 403(b), TSP, or similar retirement account into a gold-backed self-directed IRA (Individual Retirement Account).

More importantly, you can do this completely tax-free.

Moving your retirement funds into a self-directed IRA gives you the potential for more investment options. Except for precious metals, you can also invest in real estate, private bonds, and private equity.

Best of all, as long as the gold 401(k) rollover occurs within 60 days, there are no tax consequences.

Now, let us move on to explaining what a self-directed IRA is and its key features.

Self-Directed IRA Key Features

A self-directed IRA is a variation of a traditional or Roth IRA. In a self-directed IRA, you can hold a variety of alternative investments, including gold and silver, which regular IRAs cannot own.

Here are the key features of a self-directed IRA:

  • Offers An Income For Your Retirement — Individual Retirement Accounts (IRAs) are savings accounts that are meant to provide a source of income for your retirement.
  • You Make All Investment Decisions — A self-directed IRA allows you as the account owner to make all investment decisions.
  • Gives More Flexibility — This form of IRA is helpful since it gives you more flexibility in choosing investment options.

Now that you know what a self-directed IRA is, let us also take a look at the difference between a 401(k) and an IRA.
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Difference Between A 401(K) And An IRA

Gold 401(K) Rollover - Can I Rollover My 401(K) Into Gold?The main difference between a 401(k) and an IRA is that an IRA is normally opened by you rather than being offered by an employer.

With a rollover IRA, you can use existing retirement funds to take advantage of a broader range of investments than are available through 401(k) investments alone.

When performing an IRA rollover, funds from existing accounts can be rolled over into a new IRA tax-free.

For this reason, you can even roll over funds from multiple retirement accounts into a single self-directed IRA. This makes it easier for you to consolidate and manage your retirement savings.

Moreover, a traditional IRA can also be rolled over into a gold IRA. And if you invest in a Roth gold IRA (meaning you own physical gold, which we always recommend), you will not be taxed at all on the gains on your gold investments.

Does It Matter Who Currently Hosts My 401(K)?

No, it does not matter who currently hosts your 401(k).

  • If your 401(k) is from a company where you no longer work, you can still roll over those funds into a self-directed IRA. And once the funds from your 401(k) have been deposited in an IRA, you can use them to buy gold or silver or other metals.
  • Even if you still work for the company that hosts your 401(k) account, it may still be possible to free up those funds. And after getting access to your funds, you can then rollover them into physical gold with a gold-backed IRA.

Note that in a gold 401(k) rollover, the money being moved is paid to you. And you then deposit the funds in the other account.

You also have the option to transfer your 401(k) to a gold IRA. For more details, please visit gold ira rollover and transfer.

Now, let us take a look at how to own gold in an IRA and how to easily start one.

How To Own Gold In An IRA

Gold 401(K) Rollover – Can I Rollover My 401(K) Into Gold?
When you own physical gold or silver in an IRA, the gold coins or gold bars must be held by the IRA trustee rather than the IRA owner.

Section 401(k) of the Internal Revenue Code allows you as the account owner to make contributions to a retirement account in a tax-deferred manner. This means that you will not be taxed on that contribution until you decide to take a distribution after retiring at age 59 1/2 or later.

In addition, in order to avoid IRS penalties and taxes, you will need to have your gold and silver stored at a custodian. The custodian provides safekeeping for your precious metals. As well as provides easy access when you do finally need to take possession of your precious metals.

Gold 401(K) Rollover Set Up Process

No matter what gold dealer you choose for your gold 401(k) rollover, they can help you complete the necessary paperwork to set up a new IRA.

They will also ship your gold coins or gold bars to a custodian on your behalf. And if at any time that you wish to deposit more precious metals, they can help you with that too.

Gold IRA Companies We Recommend

We recommend that you choose either Goldco or Regal Assets as your gold IRA provider. They are both top rated gold IRA companies that we have carefully looked into. If you want more details, please see our in-depth reviews of Goldco and Regal Assets, where we have reviewed their products and services, fees, customer ratings and complaints, pros and cons, investment minimums, and much more.

If you feel that a gold IRA is not for you, but you would like to grow your wealth with gold and silver trading, we then recommend that you choose BullionVault as your trading company. It is an award-winning worldwide online gold dealer based in the U.K. After all, BullionVault is the biggest online gold and silver trading company in the world.

That said, before you make your investment you should make sure you do your homework and get the best information available. For instance, you can begin by requesting this free gold ira guide here, or continue reading about the gold IRA opening process below.
Gold 401(K) Rollover - Can I Rollover My 401(K) Into Gold?

How To Start A Gold IRA

Simple 4 Step Gold IRA Opening Process

To begin the process of opening a gold or precious metals IRA is simple, especially when you partner with precious metals experts who know the ins and outs of this type of IRA.

Let us show you the simple 4 steps when opening a gold IRA next.

Gold 401(K) Rollover - Can I Rollover My 401(K) Into Gold?

1. Select Your IRA Plan

Like mentioned, to invest in precious metals you have to start with a self-directed IRA. You can begin a new IRA account, or roll over from your existing 401(k) or similar. It is key to speak with a tax advisor and precious metals expert to make sure that you follow regulations and that any retirement accounts you currently hold are eligible for a gold 401(k) rollover or transfer.

Gold 401(K) Rollover - Can I Rollover My 401(K) Into Gold?

2. Select A Precious Metals Custodian

Gold IRA assets need to be stored with a custodian per IRS regulations. Working with precious metals investing experts, like those at Goldco or Regal Assets, will help you find a custodian experienced with gold IRA investing to make sure your self-directed IRA is set up correctly.

Gold 401(K) Rollover - Can I Rollover My 401(K) Into Gold?

3. Select Your Precious Metals

When choosing precious metals, it is important to remember that they need to meet certain IRS rules and regulations to avoid retirement mistakes when investing. Working with a precious metals specialist will ensure that you are choosing the right types of gold and other precious metals.

Gold 401(K) Rollover - Can I Rollover My 401(K) Into Gold?

4. Purchase Precious Metals

After you choose your desired metals, you can go ahead and purchase them and work with your custodian for storage. The custodian will keep your assets safe and secure at a bullion depository so that they are there when you need them.

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Fine Gold Bars - How To Invest Gold

Why Invest In Gold?

Make Smart Investment Decisions
  • Gold serves as a hedge against inflation.
  • Gold is a store of wealth, and can help with portfolio diversification.
  • Gold is a physical asset you can hold. Gold is God's money. “Gold isn’t going to become worthless.”
  • Historically, gold prices move in the opposite direction of traditional securities like stocks, bonds, and mutual funds.
  • Gold is power and freedom, and removes investors from governmental restraints.
  • There is a tax loophole that can be leveraged when owning physical gold.
  • Gold adds protection to your retirement savings account.

Best Gold IRA Companies

Gold IRA Companies We Recommend

Best Gold IRA Companies – There has never been a better time to invest in gold than today. With the ease of setting up a gold IRA, you can go from worrying about your retirement savings to complete confidence in the security of your wealth before you know it. But choosing the right precious metals company to invest with can be extremely difficult unless you know what to look out for.

When reviewing gold IRA companies its critical to compare the ratings and reviews by looking at independent authority sources. We look at the scores given by using 5 independent rating sources that include the Better Business Bureau, Business Consumer Alliance, TrustLink, TrustPilot, and Ripoff Report.

We have looked into Goldco Precious Metals and Regal Assets which are both top rated gold IRA and alternative assets companies.

Goldco Gold IRA

Best Overall Precious Metals Company
$260/ Yr
  • Minimum Investment $20,000-$25,000
  • Cash Sale Minimum $3,500
  • 10% Back In FREE Silver
  • Easy IRA & 401(k) Rollovers
  • A+ rating by the BBB
  • Outstanding Customer Ratings
Learn More

Regal Assets Regal IRA

#1 Rated Alternative Assets Company
$250/ Yr
  • Minimum Investment $10,000
  • Cash Sale Minimum $5,000
  • Waived Fees For 1st Year
  • Combines Metals & Crypto
  • Oustanding Client Ratings
  • No Sales Approach
Learn More

Please feel free to reach out if you have any questions about the content of this website. If you believe something is explained incorrectly, please send us an email at [email protected].

Disclaimer: The owner of this website is not licensed as an investment advisor and, accordingly, does not make any recommendations regarding clients’ personal investment portfolios. It is recommended that you carefully evaluate and research the risks and rewards associated with investing in alternative assets such as physical precious metals and cryptocurrencies before you make a purchase.
About How To Invest Gold

Our Mission

Our mission is to provide investors and retirees all the information they need when it comes to precious metals and cryptocurrency investing. We aim to provide a complete guide on the best ways to invest in gold, silver, and crypto.

Gold backed IRA - Goldco, Regal AssetsWe believe that investing in precious metals and cryptocurrencies through your IRA or 401(k) is one of the best ways to invest in this asset class, due to the tax-saving component. A gold or crypto IRA is the best way to protect your retirement account and adds financial insurance.

Whether you are interested in gold coins, pure minted bars, EFTs, or gold mining stocks, you will find the information you need on this website to get started on the right foot.

Invest in gold and silver at Goldco like Chuck Norris

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