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The Best Ways To Invest In Gold: The Ultimate Gold Investing Guide

The Ultimate Gold Investing Guide Of 2022

Thank you for visiting our complete guide on the best ways to invest in gold and other precious metals. In this guide, we will help you learn how to buy gold like a pro.

We will explain why gold and other precious metals are a great investment and whether it is best to invest in physical gold, futures options EFTs, gold mining stocks, gold funds, or gold IRAs.

Important Notice!
Before we go more in-depth on this topic, we know that choosing a precious metals IRA company is an important financial decision that can impact your financial future for years to come.

Our goal is to provide you with the most accurate and reliable information to help you identify the best option to grow and protect your wealth today.

With careful and extensive research, we have reviewed and rated the 5 best precious metals IRA companies of 2022 to help make your decision easier!

>>See our list of the top 5 precious metals IRA companies (cash sales also available).

Also, check out a time-limited special promotion from our #1 recommended company!

For a limited time, they are offering up to 10% of your order in FREE silver! Meaning that if you purchase metals for $100,000, you get $10,000 in FREE silver!

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Rating Overview From The Same Company:

  • Free Storage for Non-IRA Precious Metals
  • Biggest Promotions in the Industry
  • Unmatched Customer Service
  • No High Pressure Sales Tactics
  • Outstanding Ratings & Customer Reviews
  • FREE and Easy IRA & 401(k) Rollovers
  • A+ BBB Rating and AAA BCA Rating
  • Highest Buy-Back Guarantee
  • 2021 Company Of The Year Award

With that being said, since this is a comprehensive guide, you can use the quick links below to jump straight to any section:

Best Ways To Invest In Gold: Overview

1. Why Invest In Gold?
1.1 Gold Key Facts
2. Gold Demand Is Increasing
3. Physical Gold, Futures Options, Gold Stocks Or Funds?
3.1 Physical Gold
3.2 Futures Options (EFTs)
3.3 Gold Mining Stocks & Funds
3.4 Gold Coins Or Gold Bars
4. What Is Better To Invest In: Gold Or Silver?
5. How Much Gold Should You Invest?
6. How Liquid Are My Precious Metals Investments?
7. Choosing A Reputable Gold Dealer
7.1 How To Do Your Due Diligence
8. Where To Store Your Gold Bullion?
9. Why Invest In A Gold IRA?
10. How To Start A Gold IRA
11. The 4 Best Precious Metals To Invest In Right Now
12. Gold Is Power And Freedom

Now, let us jump straight to the topic of why you are here: to learn the best way to invest in gold.

What Is The Best Way To Invest In Gold?

Some investors prefer to invest in futures options EFTs, gold mining stocks and bonds, but based on extensive research, we stand by our belief that the best way to invest in gold is by owning physical gold, and in this guide, we will explain why.

Despite this statement, we will still present all options for gold investing so that you will have all the information you need to make the right investment decision for the future.

But if you want to jump straight to the reasons why you should invest in physical gold, you can click here.

With that said, let us look at why you should invest in gold next.

1. Why Invest In Gold?

War, increasing gas prices, and interest rate hikes are all hitting the wallets of everyday Americans and millions are watching their retirement savings disappear as the stock market continues to take a nosedive.

Also, inflation is skyrocketing at 9.1% and we may even move toward stagflation, which is causing many Americans to move their money out of the stock market and into safe-haven assets, like physical gold and silver.

2022 marks the start of what many believe will be a bull market for precious metals. Federal spending is out of control and inflation is hitting record highs.

In uncertain times like these, it is more important than ever to turn to assets that help you hedge against inflation and other economic stresses to help strengthen your savings.

What Precious Metals Can Do For You

Precious metals will help you:

  • Hedge against a weaker dollar and increasing inflation
  • Limit exposure to economic uncertainty
  • Mitigate the effects of geopolitical instability
  • Diminish negative fallout from the coronavirus economic crisis
  • Diversify your portfolio
  • Take real ownership of your financial future

Additionally, gold is a great investment because it does not only protect your portfolio from the volatility of the markets but it may also set it up for significant future growth.

As J.P Morgan once said:

“Gold is money. Everything else is credit” – J.P. Morgan

What he means is that in times of economic uncertainty and instability, buying gold makes more sense than other assets. Gold is no one’s liability and carries no counterparty risk.

It is a tangible asset that will stand the test of time. In other words, it is a store of value that offers financial insurance, which is why physical gold and other metals should be an essential part of any investor’s portfolio who want to protect their savings.

Trevor Gerszt, founder of Goldco means:

Precious metals should not be seen as an investment, but as financial insurance.

Gold Is Considered A Valuable Luxury

Historically, gold has moved in the opposite direction of traditional securities like stocks, bonds, and mutual funds. When the stock market goes down, the price of gold and silver tends to rise.

For this reason, gold has proved to be a successful preserver of wealth throughout time. Also, high gold prices and record demand have ensured that it has outperformed most other forms of investments.

As a highly precious metal, gold’s worth is recognized internationally and is considered a valuable luxury no matter where you are in the world. Gold investment should be viewed primarily as a low-risk security asset.

So if you are looking to minimize risk, diversify your portfolio, and safeguard your wealth during times of heightened volatility, you should turn to precious metals.

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1.1 Gold Key Facts:

Here is a summary of gold key facts:

    • Gold is a mainstream asset driven by many factors, not just investment demand
    • Gold is a hedge against inflation and deflation
    • The yellow metal is one of the most effective diversifiers
    • Gold is a safe haven in times of geopolitical, economical, and financial turmoil
    • It is also a hedge against the declining dollar and money printing policies
    • Gold is a store of value
    • It provides competitive returns compared to other major financial assets
    • Gold offers downside protection and positive performance
    • Over time, fiat currencies, including the US dollar, tend to decrease in value against gold
    • Lastly, limited supply of gold increases demand

Why smart investors are adding gold to their portfolio? Regal Assets

The combination of these factors means that adding gold to a portfolio can enhance risk-adjusted returns.

With that, let us take a look at the increasing demand for gold and why that is next.

2. Gold Demand Is Increasing

For starters, small gold bars and gold coins accounted for approximately two-thirds of the annual investment in gold.

As well as around one-quarter of the global gold demand over the past decade.

Second, the demand for bars and coins has quadrupled since the early 2000s and the trend covers both the East and the West World Gold Council.

The coronavirus outbreak was the single biggest factor influencing the gold demand.

So, as the scale of the pandemic and its economic impacts are emerging, investors sought and are seeking safe-haven assets.

3. Physical Gold, Futures Options, Gold Stocks, Or Funds?

Now, let us move on to the main topic of this guide: Whether you should invest in physical gold, future options, gold mining stocks, or funds.

We will start by taking a look at physical gold.

3.1 Physical Gold

When it comes to paper gold vs physical gold, the advantage of actually being able to take delivery of physical gold coins or bars is enormous.

  • Physical gold is a timeless asset that will always have value and always lasts the test of time.

  • Holding physical gold bars and gold coins provides the ultimate control and insurance for your wealth against financial crisis in an underperforming economy.

  • For instance, it is possible for a stock to go to zero, for a bond to default, for a currency to lose its value, but gold will never be worth zero.

For this reason, investing in a gold IRA is a method that is becoming more and more popular.

With a gold IRA, you get to own physical gold coins or gold bars, while still enjoying the same tax advantages as a conventional IRA.

And when it comes time to take a distribution, you can choose to either receive cash or take possession of your gold coins or bars completely tax and penalty-free.

For more details, please visit our gold IRA guide.

Get up to $10,000 in FREE silver when opening a gold IRA

3.2 Futures Options (EFTs)

These indirect forms of investing in gold are much riskier than the physical metal.

In fact, physical gold offers you that layer of protection and security, which EFTS (Gold Exchange Traded Funds) do not.

  • A gold ETF is an exchange-traded fund with gold being the principle and the only commodity being traded.

  • Similar to the banking crisis, ETF companies are vulnerable, unpredictable, and controlled outside your hands.

So, investing in an ETF that owns gold stocks is a higher-risk way to play.

Also, the management fees on your holdings will add up. And in practice, this can have much the same effect as inflation.

3.3 Gold Mining Stocks & Funds

If you do not want to purchase physical gold, you can always look to gold mining stocks.

But keep in mind that gold stocks do not necessarily move in concert with bullion prices since mining companies succeed or fail based on their individual operating performance.

As well as how they deploy their capital and generate profits.

If you like the profit potential of gold mining stocks, but do not want to buy individual companies, you can invest in gold funds instead.

However, be aware that gold stocks rise and fall faster than the price of gold itself.

As a result, you do not have the security of physical possession of the metal if the companies you buy are unsuccessful.

With physical gold bullion, this would not affect you directly as you are not relying on any third-party individual or company to look after your wealth for you.

Instead, you are in control of your own wealth.

It goes without saying:

If you don’t hold it, you don’t own it!

3.4 Gold Coins Or Gold Bars?

Whether to invest in gold coins or gold bars depends on your individual investment goals and situation.

  • For starters, Gold bars are the largest and most efficient way to purchase and store large amounts of gold.

  • They are usually also the most cost-efficient because they have the smallest premium over the gold spot price and the lowest markups for design and transportation.

  • Also, gold bars are easier to stack and more difficult to counterfeit.

  • On the other hand, gold coins are smaller and more convenient than gold bars. But they are also more difficult to store because they are easier to lose.

  • For this reason, gold coins are less efficient than bars for holding large amounts of metal.

  • And some of coins may come with a higher premium over spot since they can be marked up for design or rarity.

  • However, gold coins are more useful for people who intend to use their gold as money.

  • And for maximum liquidity, investors tend to stick with the most widely circulated gold coins, including the South African Krugerrand, the American Eagle, and the Canadian Maple Leaf.

IRA eligible gold bullion
IRA eligible silver bullion

Image Source: augustapreciousmetals.com
For more details, you can view our list of IRA-approved gold and silver bullion.

Additionally, prudent gold investors ensure that they pay the lowest costs to purchase their gold. And are then able to sell it quickly and easily for the full value when they want to.

The good news is that you can rest assured that there will always be established bullion dealers who are willing to buy your gold instantly over the telephone.

In just a few minutes, you can realize the value of your gold and get a bank transfer or instant cash payment the very same day.

For instance, both gold investment companies, Augusta Precious Metals and Goldco will buy back your precious metals any business day of the week, and have funds in your possession within 24 hours of a sale.

4. What Is Better To Invest In: Gold Or Silver?

The question of whether it is better to invest in gold or silver is often on new investors’ minds.

First of all, it is important to remember that gold and silver have their own advantages and disadvantages.

Ultimately, your decision to invest in gold or silver will depend on which metal better suits your investment needs.

Many investors decide to invest in both gold and silver.

Here are a few things to consider:

  • Investing in gold has the advantage of long-term price stability and unparalleled wealth protection.
  • On the other hand, silver has the advantage of higher potential gains.
  • In fact, silver quadrupled in price after the 2008 recession, while gold only tripled in price.
  • Also, some investors like the feeling of getting something for their money when buying silver.

While $50,000 in gold can fit into your pocket, $50,000 in silver will fill many Priority Mail shipping boxes.

So, the sheer amount of silver can make some investors feel rich.

In addition, you should not forget that you have the option to invest in four different precious metals: gold, silver, platinum, and palladium. We will dig deeper into these metals in the section: The 4 best precious metals to invest in right now.

As exciting as that might be, how much gold should you invest to achieve maximum benefit, you may ask?

Let us answer that next.

5. How Much Gold Should You Invest?

According to the portfolio allocation analysis (based on the seminal work of Richard and Robert Michaud) investors who hold between 2% to 10% of their portfolio in gold can significantly improve their performance.

This is also true when assuming a conservative average annual gold return of a modest 2% to 4%, which is well below its actual long-term historical performance.

So, investing as little as 2% to 10% of your total portfolio will set your portfolio up for significant growth.

But more importantly, it will offer you financial insurance and a hedge against inflation.

Note: Any gold company that tells you to invest more than 10% of your total portfolio does not have your best interest in mind, and you should continue looking for a reputable gold dealer.

6. How Liquid Are My Precious Metals Investments?

The liquidity of your precious metals investments will depend on what form of precious metals you invest in.

But in general, gold and silver are highly liquid.

In fact, gold and silver are traded 24/7 around the world. The investor markets for gold coins and bars are highly active.

And as previously mentioned, you can rest assured that you will always be able to find a willing buyer for your precious metal investments.

Today, the demand for gold and silver is so high that many investors cannot find enough gold and silver coins.

Some mints around the world had to shut down their operations temporarily as a result of COVID, which has had the effect of further spurring demand.

Needless to say, everyone wants to get their hands on gold and silver coins while they still can and before prices rise any further.

When investing in, for example, a precious metal IRA and you want to take a distribution, you can easily take possession of your precious metals.

Also, aside from potentially having to sell a portion of your assets to cover any taxes you may owe, you will not necessarily have to worry about liquidating a huge portion of your precious metals.

Get up to $10,000 in FREE silver when opening a gold IRA

7. Choosing A Reputable Gold Dealer

We cannot state enough how important it is to choose a reputable gold dealer.

It can make all the difference, both when it comes to credibility and reassurance.

As well as when assessing the vital elements that can affect your investment return such as coin selection and tax efficiency.

It is of paramount importance to do proper due diligence before transferring your hard-earned money from your bank account.

More importantly, because gold is an expensive purchase, one bad transaction can cost you a lot of money.

Reputable gold investment companies will be able to help both experienced investors looking for diversification, as well as those looking to own gold for the first time.

Our recommendation of gold companies are:

Best Overall Gold IRA Company: Goldco

Get Up to $10,000 in FREE Silver (If Opening Up a Qualifying IRA)
Investment Minimums Gold IRA: $20,000-$25,000
Learn more
Read the full Goldco review.

Most Trusted Gold IRA Company: Augusta Precious Metals

Get Up to 10 Years of Fees Reimbursed to Your IRA in Premium Silver Coins (Depending on the Size of Your Account)
Investment Minimums Gold IRA: $50,000
Learn more

American Hartford Gold: Most Personalized Gold IRA

No Fees for the First Year in IRAs With a Minimum Account Purchase of $50,000s
No Fees for the First 3 Years in IRAs With a Minimum Account Purchase of $100,000
Investment Minimums Gold IRA: $10,000
Investment Minimums Cash Sales: $1,500
Learn more

Birch Gold Group: The Precious Metals IRA Specialist

Get Up to $10,000 in FREE Precious Metals on Qualified Purchases
Investment Minimums Gold IRA: $10,000
Investment Minimums Cash Sales: $10,000
Learn more

Regal Assets: The Best Alternative Assets Company

Get Your Admin and Storage Fees Waived for the First Year
Investment Minimums Alternative Assets IRA: $10,000
Investment Minimums Cash Sales: $5,000
Learn more
Read the full Regal Assets review.

Noble Gold Investments: Most Personalized Service

Investment Minimums Gold IRA: $2,000
Investment Minimums Cash Sales: $2,000
Learn more

BullionVault: The Best Online Trading Company In The World

Get 1/8 oz (4g) of FREE Silver Bullion on Your First Trade
Investment Minimums Gold IRA: None
Learn more
Read the full BullionVault review.

Besides, your dealer should be able to offer options such as tax-free gold, pension gold or a so-called gold IRA, a buy-back program, and so forth.

Why Not Sign Up For This FREE Investor Webinar To Learn More?

Best Overall Gold IRA Company: Augusta Precious Metals

7.1 How To Do Your Due Diligence

Step 1. Research The Internet

The internet is the best place to conduct your research.

The internet holds information about the impartial experiences, opinions, and recommendations of millions of people all around the world.

Simply use the Google giant, and type in the company or brand name to see what comes up.

Step 2. Research Customer Reviews

The internet is the world’s largest open forum in which companies have no control.

It will quickly become apparent if a gold bullion dealer has a negative online reputation, in which case they should be avoided at all costs.

The best way is to research what other customers are sharing about their experiences on independent third party review sites like TrustLink and TrustPilot.

Also, an effective way to identify credible reviews is to type the bullion dealer’s brand name into Google search followed by the word ‘reviews’.

For example, ‘Goldco reviews or Regal Assets reviews’. And anything below 4.7 out of 5 would require some serious further investigation.

Step 3. Trust Your Gut Feeling

After speaking to a gold bullion dealer, you should feel certain that they have your best interest in mind.

Be alarmed if they recommend investing all your assets into precious metals.

The whole idea is to diversify your assets.

Also, your gold dealer should consider your long-term investing goals and recommend the best solution for you.

That said, both Augusta Precious Metals and Goldco are top rated precious metals companies that offer the finest 99.9% IRS approved gold and silver bullion.


8. Where To Store Your Gold Bullion?

There are 3 primary options for storing your gold bullion:

Option 1. Take Physical Possession Of Your Gold

First of all, you can take personal custody of your bullion.

If you choose this option, you will need to store it in a safe place, somewhere it is unlikely to get stolen or be destroyed by fire or some other disaster.

Furthermore, make sure to insure your gold.

You can do this easily with your homeowner’s insurance policy to provide coverage in the event of a loss.

Option 2. Storage With The Gold Dealer

Second of all, you can store your gold with the gold dealer you bought it from.

For example, Goldco charges $0 for storage for non-IRA transactions.

Option 3. Open a Gold IRA Account

Third of all, a self-directed gold IRA will allow you to hold bullion in your retirement account with the same tax advantages as a conventional IRA.

Setting up a gold IRA is a specialized process, and you will need to find an IRA custodian that specializes in this practice.

For this reason, we highly recommend starting your gold IRA with Augusta Precious Metals, Goldco , Birch Gold Group, or Regal Assets.

All these companies have IRA experts who make the transfer or rollover process quick and painless.

9. Why Invest In A Gold IRA?

You should invest in a gold IRA because it allows you to diversify any portion of your retirement portfolio by actually owning physical metals within that retirement plan.

Besides, you can include pre-existing IRAs and former 401k(s) with previous employers.

By investing in gold and other precious metals through a gold or precious metals IRA, you can rest assured that your assets are safe and secure.

You do not have to worry about a possible stock market crash or inflation, where your paper assets would lose their value.

Investors can securely possess physical precious metals in a tax-deferred account.

10. How To Start A Gold IRA

To begin the process of opening a gold or precious metals IRA is simple, especially when you partner with precious metals experts who know the ins and outs of this type of IRA.

Let us show you the easy 4 steps when opening a gold IRA next:

How To Start A Gold IRA Step 1

1. Select Your IRA Plan

For starters, to invest in precious metals you have to start with a self-directed IRA. As an investor, you can begin a new IRA account, or roll over from an existing retirement account. It is key to speak with a tax advisor and precious metals expert to make sure that you follow regulations and that any retirement accounts you currently hold are eligible for a gold IRA transfer or rollover, or other precious metals IRA.

How To Start A Gold IRA Step 2

2. Select A Precious Metals Custodian

Second, gold IRA assets need to be stored with a custodian per IRS regulations. So, working with precious metals investing experts, like those at Goldco or Augusta Precious Metals will help you find a custodian experienced with gold IRA investing. That way, you’ll ensure that your self-directed IRA is set-up correctly.

How To Start A Gold IRA Step 3

3. Select Your Precious Metals

When choosing precious metals, it is important to remember that they need to meet certain IRS rules and regulations to avoid retirement mistakes when investing. Working with a precious metals specialist will ensure that you are choosing the right types of gold, other precious metals or crypto.

How To Start A Gold IRA Step 4

4. Purchase Precious Metals

Once you have chosen your desired metals as an investment, you can purchase them and work with your custodian regarding storage. The custodian will keep your assets safe and secure at a bullion depository so that they will be available when you need them.

Goldco Precious Metals A Top Rated Gold IRA Company - Get Your FREE Gold IRA Guide

11. The 4 Best Precious Metals To Invest In Right Now

Bullion bars - How To Invest In Gold

While everyone is familiar with gold and silver, they often overlook the other precious metals, those in the platinum group: ruthenium, rhodium, palladium, osmium, iridium, and platinum.

So what is the best metal to invest in right now?

1. Gold

There is a reason people refer to certain benchmarks as a “gold standard” – because gold is the object against which every other good has always been valued.

Here are reasons why gold is the most desirable of the metals:

  • Gold’s ability to maintain its value over time is legendary.
  • Just look at the difference between a $20 gold piece and its contemporary $20 bill. That $20 bill is still worth $20, while the $20 gold piece will net you over 80 times that much.
  • More so, gold is not just a source of stability or diversification for an investment portfolio.
  • It is also a source of potential wealth appreciation.
  • For instance, in the aftermath of the 2008 financial crisis, the price of gold nearly tripled in value.
  • Those who want to protect their tax-advantaged retirement accounts can even take advantage of a 401(k) to gold IRA rollover to invest in gold.

A gold IRA allows owners of tax-advantaged retirement accounts such as a 401(k), 403(b), TSP, IRA, or similar account to roll over those funds into an IRA that invests in precious metals such as gold.

As mentioned, the gold IRA offers the same tax advantages as any conventional IRA, but with the added protection that an investment in physical gold coins or bars can offer.

2. Silver

All that glitters is not gold, as silver investors know well.

While silver often plays second fiddle to gold, it is an important metal in any investor’s portfolio because of the following reasons:

  • During precious metal bull markets, silver’s gains can often outstrip those of gold.
  • In fact, after the 2008 crisis silver quadrupled in price while gold only tripled.
  • Additionally, the silver price and market are different than that of gold because silver is much more heavily used in industry than gold.
  • Roughly half of all demand for silver comes from industry, whether it is from electronics, dental equipment, or increasingly the solar panel industry. And for this reason, the industrial demand for silver is forecasted to increase.

Read more about the benefits of silver in:


10 Reasons Why You Should Invest In Silver


10 Reasons Why You Should Invest In Silver

Like gold, silver can be invested through an IRA.

A silver IRA allows investors to hold the silver in an IRA and enjoy all the same benefits of a tax-advantaged retirement account, while simultaneously investing in physical silver coins or bars.


Get up to $10,000 in FREE silver when opening a gold IRA

3. Platinum

Platinum is the third-most-popular precious metal among investors today.

Platinum’s history is not as long as that of gold even though the metal has existed for millennia.

Roughly half of the platinum produced today is used in automotive catalytic converters, its primary industrial use.

A large portion of platinum is used in jewelry. And the remainder is used for electronics and in various other industries that need platinum’s resistance to corrosion.

The platinum price has been more volatile than gold recently, largely due to falling industrial demand from the automotive industry.

Over 80% of today’s platinum production comes from South Africa, which may lead to fears of supply disruption.

However, that also means that in the event of a disruption, the platinum price should rise significantly.

With that said, it is hard to imagine platinum becoming any cheaper than it already is.

Years from now investors may look back and kick themselves for not investing in platinum when they had the chance.

4. Palladium

Only discovered in the early 19th century, and once of limited use primarily in jewelry, palladium has rocketed in price in recent years.

Like its sister, platinum, palladium finds one of its primary uses in the automotive industry in catalytic converters.

Recent supply disruptions have caused the palladium price to skyrocket, reaching over $2,500 at one point in early 2020.

Even though the price has fallen back below $2,000, palladium is still more valuable than gold, at least for now.

On a final note, we want to give you something important to consider: The power and freedom precious metals offer.

12. Gold Is Power And Freedom

Gold and silver have been the money formula for thousands of years.

Because investors are allowed to hold their precious metals outside of the financial system, it gives them some level of power, liberty, and freedom.

Much of the world relies on a debt-based Fiat Ponzi scheme and metals protect investors from this.

More so, precious metals are a separate asset class from stocks and bonds and are partially uncorrelated, which means that they have their own unique risks and opportunities.

Gold should be the most essential part of your investment portfolio since it is a form of financial insurance and an inflation and deflation hedge.

The yellow metal protects you from currency risk, stock market volatility, and the grip of the financial system.

Besides, just a small allocation of precious metals 2% to 10% could add a significant amount of protection to your portfolio if things get ugly in the financial markets.

There will always be a great demand for physical gold and silver. But, unfortunately, there is a limited supply, which is why investors are flocking to get hold of the yellow metal while they can.

And you should, too!

Request Your FREE Gold IRA Guide

To learn more about the benefits of investing in a gold IRA and how to get started, please request the FREE Gold IRA Guide, or find more information here.

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Learn Howa To Protect Your Wealth With Physical Gold & Silver

Gold IRA Guide

Gold IRA Rollover & Transfer Explained

Welcome to our Gold IRA Guide

Learn everything you need to know about owning physical gold in an Individual Retirement Account, 401(k) rollover and transfer rules, the best gold IRA companies, etc.

Welcome to gold IRA rollover & transfer explained.

Learn what the difference between a gold IRA rollover and transfer is, what are the rules and regulations, how to store your IRA gold, when you can take physical possession of your gold, etc.

Frequently Asked Questions & Answers

Is investing in precious metals a good idea?

We believe it is. Throughout history, gold and silver prices have moved in the opposite direction of paper assets and can, therefore, provide a good hedge against inflation. Past performance doesn’t guarantee future gains, but the numbers show that the weaker the dollar has become in the past, the better gold generally has performed. In fact, the relationship between gold and the dollar is often seen as an inverse one.

Why starting a gold IRA?

Traditional IRA accounts may not be enough to provide for you and your loved ones, post-retirement. Not if the economy remains as uncertain as it has looked recently.
For eons, investors have looked to gold to help them potentially offset losses due to economic turmoil. A gold IRA or precious metals IRA permits you to diversify a portion of your retirement portfolio — including pre-existing IRAs and former 401k(s) with previous employers — by actually owning physical gold (and silver) within a retirement plan. As a result, you can securely possess physical precious metals in a tax-deferred account.

Should I invest in physical gold, futures options (EFTs), gold mining stocks, or gold funds?

Indirect forms of investing in gold are much riskier than physical metal. You are relying on any third party individual or company to look after your wealth for you, and depending on the company’s success or failure, you risk losing your investment. With physical gold, you are in control of your wealth. Physical gold offers you that layer of protection and security which Gold Exchange Traded Funds (ETFs), gold mining stocks and funds do not.

When investing in a gold IRA, you will get the same tax benefits as a traditional IRA, while actually owning physical gold coins or gold bars.

Do my precious metals have to be bars or can they be coins?

While some coins can be included in precious metals IRAs, only certain coins are IRS approved for inclusion in IRAs. In fact, not all bars or bullion are IRS approved. The IRS maintains a list of acceptable forms of precious metals for IRAs. You can be certain that a reputable gold IRA company offers a variety of metals for IRAs within IRS guidelines.

Can I choose any custodian and storage company to store my metals?

Yes. While established gold IRA companies often recommend Equity Trust as their preferred custodian and Delaware Depository for storage, you can choose your own custodian and storage companies.

Can I store my precious metals at home?

Non-IRA precious metals, yes. Not metals for an actual IRA. IRS rules forbid keeping your IRA precious metals at home or in a standard safety security box. They must be held by an approved non-bank trustee or a bank within IRS guidelines that restricts access. In other words, just like a traditional IRA, the access to the precious metals in your precious metals IRA must be restricted in specific ways to ensure deposit and disbursement laws are followed.

Are the values of the precious metals I buy for my IRA guaranteed?

No. Like all investments, the future value of precious metals is not guaranteed and can rise or fall based on a variety of market influences. But we believe physical precious metals are your safest bet to hedge against a stock market crash, inflation, and the debasing of the dollar.

When will I be eligible for distributions from my gold IRA?

At age 59½, you or the beneficiary of your precious metals IRA can start taking penalty-free distributions from the account, according to the IRS.

How long does it take to rollover a traditional IRA into a gold or silver IRA?

Usually around two-three weeks, although each application is different and the amount of time varies on a case-by-case basis.

What is the advantage for customers to set up an IRA with a gold IRA company as opposed to going to the custodian and setting it up with them?

The customers will receive top-notch service and specialized account setup knowledge provided by the gold IRA company’s IRA Processing Department throughout the process from start to finish. They do 95% of the paperwork with them. Customers can feel safe knowing they will be kept up to date every step of the transfer process by daily calls or e-mails from the IRA Processing team with any gold IRA company listed on How To Invest Gold. These companies also often provide lifetime account support.

Best Gold IRA Companies

Gold IRA & Alternative Assets Companies We Recommend

There has never been a better time to invest in gold, silver, and alternative assets (cryptocurrencies like Bitcoin or Ethereum) than today. With the ease of setting up a gold IRA or crypto IRA, you can go from worrying about inflation and what that would do to your retirement savings to complete confidence in the security of your wealth.

But choosing the right precious metals company to invest with can be extremely difficult unless you know what to look out for.

When reviewing gold IRA and crypto IRA companies it’s critical to compare the ratings and reviews by looking at independent authority sources. We look at the scores given by using 5 independent rating sources that include the Better Business Bureau, Business Consumer Alliance, TrustLink, TrustPilot, Ripoff Report, and more.

We have looked into:

As well as the best online gold and trading company BullionVault.

About How To Invest Gold

Our Mission

For over a decade, our mission has been to provide investors and retirees with all the information they need when it comes to precious metals and cryptocurrency investing.

Gold backed IRA - Goldco, Regal AssetsNot only do we provide a complete guide on the best ways to invest in precious metals, but we have also carefully vetted the best precious metals companies in the US to help you choose the best provider for your investment needs.

We believe that investing in precious metals and cryptocurrencies through your 401(k)/IRA is one of the best ways to invest in this asset class, due to the tax-saving component. A gold IRA or crypto IRA is the best way to protect your retirement account against an unstable market.

Disclaimer: The owner of this website is not licensed as an investment advisor and, accordingly, does not make any recommendations regarding clients’ personal investment portfolios. It is recommended that you carefully evaluate and research the risks and rewards associated with investing in alternative assets such as physical precious metals and cryptocurrencies before you make a purchase. Learn more in our Terms of Service.

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