Thank you for visiting our Oxford Gold Group review (2023). This in-depth review will hopefully highlight why a small company doesn’t have to mean bad business, even in a competitive sector such as this. The opposite: reviewers will often mention that Oxford’s relatively small size compared to competitors allows them to post better deals on the precious metals they offer.
We’ll go over Oxford Gold Group’s products, annual fees, reviews, pros & cons, and more to give you an idea of who you might be working with in case you decide to choose Oxford as your precious metals company.
In general, there isn’t much to dislike about the company and plenty of reasons to consider doing business with them.
Our goal is to provide you with the most accurate and reliable information to help you identify the best option to grow and protect your wealth today.
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Rating Overview From The Same Company:
- Free Storage for Non-IRA Precious Metals
- Biggest Promotions in the Industry
- Unmatched Customer Service
- No High-Pressure Sales Tactics
- Outstanding Ratings & Customer Reviews
- FREE and Easy IRA & 401(k) Rollovers
- A+ BBB Rating and AAA BCA Rating
- Highest Buy-Back Guarantee
- 2021 Company Of The Year Award
With that being said, let us now look at how Oxford Gold Group measures up! Please feel free to use the quick links in the TOC list to jump straight to any section:
What Is Oxford Gold Group?
For whatever reason, Oxford Gold Group is one of those companies with a scarce profile and background. As we tend to point out, this isn’t necessarily a bad thing and certainly not an indicator of anything naughty: some companies just prefer not to keep that side of their profile open to the public.
Oxford Gold Group is, as you might have guessed, both a dedicated IRA provider and a bullion vendor. That means you can purchase physical gold and silver from them within an IRA as well as have it delivered outside of it.
Past that, there aren’t many details about the company available.
Through their Better Business Bureau page, we know that they’ve been in business for only five years, which is among the briefest periods we’ve come across. That they’ve managed to almost completely avoid negative reviews despite comparatively less experience is definitely a good signal.
The About site likewise doesn’t tell us much about the California-based company, though it says that any customer can deal directly with a Managing Partner, which is presumably not just an account manager.
They also outline their approach, underscoring how important it is for them to achieve customer satisfaction and mentioning their all-inclusive guidance process for IRA customers.
How To Buy Gold From Oxford Gold Group
As tends to be the case with IRA companies, there are no Oxford Gold Group prices listed for any of the products. This is oftentimes, though not always, the result of a company not wanting to reveal their markup, but also because precious metals prices change daily.
You can opt to buy gold and silver from Oxford Gold Group either as an independent customer, so to speak, or one that will open an IRA account with them.
Should you opt for the latter, you’ll have an account manager assigned to you, but more on that later. Anyone interested in Oxford’s products has to reach out to the company first: there is no way to simply make an online shop-style purchase.
The products section is very straightforward and no-nonsense, both in description and offerings. It has an assortment of bullion that is almost exclusively IRA-eligible, with some notable exceptions. All four precious metals are covered, with gold and silver obviously having the widest product offering.
With that said, here’s an overview of what you can find in the inventory right now:
Gold
- American Gold Eagle, bullion and proof, 1oz
- Canadian Gold Maple Leaf, 1oz
- American Buffalo, 1oz
- Austrian Gold Philharmonic, 1oz
- South African Krugerrand, 1oz
- Various Canadian Wildlife-themed gold coins, 1/4oz, and 1/10oz
- Various Australian Wildlife-themed gold coins, 1/4oz
- Gold bars, 1oz, and 10oz, from various manufacturers
Silver
- American Silver Eagle, bullion and proof, 1oz
- Canadian Silver Maple Leaf, 1oz
- Austrian Silver Philharmonic, 1oz
- Various Canadian Wildlife-themed silver coins, 1.5oz
- Various Australian Wildlife-themed silver coins, 1.3oz, and 1.5oz
- America the Beautiful, 5oz
- Many different “junk silver” coins, individually listed
- Silver rounds, 1oz
- Silver bars, various mints, 1oz, 10oz, and 100oz
- PAMP Suisse silver bars, individually listed, 100oz and 1kg
Platinum
- American Platinum Eagle, proof, 1oz
- Australian Dolphin Platinum coins, 1/3oz and 1.5oz
- Canadian Platinum Maple Leaf, 1oz
- Austrian Platinum Philharmonic, 1oz
- Platinum bars, various mints, 1oz
Palladium
- Canadian Palladium Maple Leaf, 1oz
- Palladium bars, various manufacturers, 1oz
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What Retirement Accounts Do They Offer?
As is the norm in this industry, Oxford Gold Group offers the option to open either a gold or silver IRA through them. This self-directed IRA is more than likely an improvement over whatever retirement vehicle you have now, as you’ll get to steer your investments without worrying too much about the details.
It’s also the norm to work with both third-party custodians and depositories to handle the paperwork and store the bullion in your IRA, but Oxford Gold Group doesn’t mention any companies facilitating the latter.
Judging by the Oxford Gold Group IRA reviews, though, we’d say this part is well-polished. The custodians listed are STRATA and Equity Institutional, with the option to utilize others presumably available.
Oxford Gold Group Annual Fees And Investment Minimums
Their fee structure is outlined as follows:
- $175 annual maintenance fee for IRAs valued under $100,000 and $275 for those valued over $100,000
- $175 to $225 storage fee, covered by Oxford Gold Group for up to five years. The difference in storage most likely has to do with whether you are holding only gold or other precious metals in the IRA
- No shipping fees
- $7,500 minimum purchase in an IRA
- $1,500 minimum non-IRA purchase
| Annual Fees | Custodial Fees | Investment Minimums |
| $175 (for IRAs valued under $100,000) $275 (for those valued over $100,000) |
$175 to $225 (Covered by Oxford Gold for 5 years) | Precious Metals IRA $7,500 Regular Purchase $1,500 |
The newly-created IRA can be either a Traditional or Roth IRA depending on your preferences, with additional customizations available. This account, besides the custodian, will also be managed by the representative you’re assigned, often early on.
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Oxford Gold Group IRA Reviews
As mentioned, Oxford Gold Group IRA reviews are overwhelmingly positive. What do the numbers look like?
To begin, the company has a 4.93 out of 5 star rating based on 67 reviews on the BBB page, where they are also accredited with an A+ rating.
They also have a 5 out of 5 star rating on the Business Consumer Alliance page based on 36 reviews, and an AA rating from the website itself.
Furthermore, the ConsumerAffairs profile is similarly spotless, though it has a few 4, 3, and 1-star reviews. Most are 5 star, however, with an aggregate rating of 4.8 out of 5 stars based on 56 reviews.
Lastly, the Trustpilot page might be the best on the list, as they have a 4.9 out of 5 rating on the site based on 185 reviews, 96% 5-star ones, and 4% 4-star.
The reviews they’ve featured on the site seem to clue us in on a few things about the company. One customer remarks how the company’s small size got them better pricing because smaller companies don’t spend as much on advertising.
We’ll let you be the judge on whether that translates to reality. Another says that their representative was a novice, but working with them was still a breeze. Having even new representatives generate good customer feedback is something that most companies undoubtedly desire.
Oxford Gold Group Complaints
Oxford Gold Group complaints aren’t nonexistent, and there can appear to be a high number of them with 6 closed in the last 12 months on the BBB page.
However, other sites don’t have these many complaints, and there are 7 complaints closed in the last three years on BBB, meaning most of them are recent. We’re not sure what to make of that.
The complaints themselves don’t really paint too negative of a picture and are usually replied to by either the customer or the company. The lesser complaints have to do with shipping delays which usually have a good reason.
Some of the more dissatisfied complaints do paint a less-than-ideal customer response time picture, saying that they’ve sent out multiple emails after purchasing something and have not received a response.
Still, all of these are resolved. It does seem that some customers can run into delays with this company, and it’s not great to say that the surest way of dealing with them is to file a complaint.
Overall, though, the complaints aren’t that numerous relative to the number of reviews and generally aren’t sufficient to give the company a bad rep.
Pros And Cons Of Oxford Gold Group
- $7,500 is one of the lowest investment minimums you’ll come across for a gold or silver IRA
- Good selection of products, clearly meant to appeal to retirement investors
- Specialized approach to retirement investment as opposed to just bullion dealership
- No prices or markup listed
- Somewhat high minimum for non-IRA purchases, though not unusually so
- It seems the easiest way to spring them to action is to file a complaint
Verdict Oxford Gold Group Review (2023): Legit?
Oxford Gold Group is definitely a good name in the gold IRA industry. Although some might wonder how prudent it is to work with a smaller and less established company for your gold IRA, reviewers praise the company’s smaller size and attribute it to a better product offering, better customer service, or both.
Indeed, some of those who filed Oxford Gold Group complaints even say that the company owner reached out to them. That’s not exactly the kind of response you’ll get from bigger names.
The wide array of platinum group metals is another plus, as platinum coins along with palladium are often absent from a gold IRA company’s inventory even when they purport to sell them.
The downsides, most of which can be seen on the complaints page, aren’t really off-putting and mostly have to do with delays for whatever reason.
Overall, if you like the look and feel of Oxford Gold Group, we see little reason not to give them a shot to either open a precious metals IRA with or simply purchase quality bullion from.
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