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Wait! Don't forget your FREE 2023 Gold IRA Guide

Do you want to know how to protect your retirement savings from a possible market crash?

Then, you have come to the right place.

The safest way to protect your retirement savings from a crash is by rolling over parts of your self-directed IRA into a gold IRA or crypto IRA. Best of all, it allows you to move your money completely tax and penalty-free.

But you better act now before it might be too late.

Important Notice!
Before we go more in-depth on this topic, we know that choosing a precious metals IRA company is an important financial decision that can impact your financial future for years to come.

Our goal is to provide you with the most accurate and reliable information to help you identify the best option to grow and protect your wealth today.

With careful and extensive research, we have reviewed and rated the 5 best precious metals IRA companies of 2022 to help make your decision easier!

>>See our list of the 5 top precious metals IRA companies (cash sales also available).

Also, check out a time-limited special promotion from our #1 recommended company!

For a limited time, they are offering up to 10% of your order in FREE silver! Meaning that if you purchase metals for $100,000, you get $10,000 in FREE silver!

>>Learn more about this special promotion here!<<

Rating Overview From The Same Company:
  • Free Storage for Non-IRA Precious Metals
  • Biggest Promotions in the Industry
  • Unmatched Customer Service
  • No High Pressure Sales Tactics
  • Outstanding Ratings & Customer Reviews
  • FREE and Easy IRA & 401(k) Rollovers
  • A+ BBB Rating and AAA BCA Rating
  • Highest Buy-Back Guarantee
  • 2021 Company Of The Year Award

Now, let us get back to the topic of why you should invest in physical gold and silver, or other precious metals to protect your retirement savings.

Rapidly Increasing Inflation Rate

Given the US alarming increase in inflation rate and other frightening economic events, Americans are desperately searching for a secure way to protect their savings in case of a market collapse.

And that economic collapse may be closer than you think.

According to US Labor Department data published on August 11, the annual inflation rate was then at 5.4% for the 12 months (ended on July 2021).

Like that was not bad enough, it keeps increasing and is now at a level of 8.26%, which is an alarming increase of 6.1% since 2020.

Image source: US Inflation Calculator

For example, imagine this…

Based on an inflation rate of 10.00 %, the value of $1,000,000.00 is going to be reduced to $385,543.29 in 10 years.

You would not want your hard-earned retirement savings to evaporate in front of your eyes like this.

While these numbers are devastating, there is luckily a proven way to safeguard against inflation and the debasing of the dollar.

Get Up to $10,000 Back in FREE Silver When Opening a Qualifying IRA

Investors Turn To Gold For Protection

Gold and other metals have always been popular with investors, mainly because they stand outside the financial system and move in the opposite direction of inflation.

When the value of the dollar weakens, gold and silver prices tend to increase.

This means that any person should consider gold and silver’s solid value when planning for the future.

One of the many reasons is that owning a physical asset such as gold that the government cannot confiscate, gives investors more power.

People who own physical gold have financial insurance that will appreciate when the fiat system depreciates.

How to Protect Your Retirement Savings From A Crash (Crash-Proof)

The US Economy Faces Serious Challenges

As we have seen on the news lately, the US economy faces serious challenges right now.

For instance, the recent events with Iran, China, Russia, and the exploding US spending deficit, will most likely lead to a dramatic collapse where investors can lose money at a moment’s notice.

Now more than ever, it is crucial to start moving your money into stable physical assets that the government cannot touch.

Here are some reasons why an economic collapse may be near and how you can protect your retirement savings from a crash:

1. Record US National Debt

The US national debt keeps growing dramatically, which is a disaster for paper investors.

The debt has now risen to a staggering record of $21 trillion, higher than the entire US economy. That is an increase of nearly $5 trillion from when the pandemic started.

According to Forbes, the US national debt is expected to rise to $89 trillion in 2029. And an inflation rate of 10% will likely become a reality.

So, if you only hold financial assets, you should be concerned.

Soon enough, the $1 Million you have saved away for retirement will not even last you a year!

Many Americans will become “poor” by the time they retire because of inflation and the national debt.

2. China Trade War

The trade war with China also needs to be considered for future investment decisions.

As you may have seen, the tariffs against China sent the Dow plummeting, and this could worsen in the months ahead as China retaliates against the US.

Specifically, this could lead to even higher inflation and a significant recession, negatively impacting people at all economic levels.

3. Turmoil In The Middle East

The US’s withdrawal from the nuclear agreement with Iran will likely create turmoil in the Middle East.

As a result, oil prices may skyrocket and hurt the global economy.

4. Rising Tension With Russia

Rising tensions with a major superpower like Russia could lead to a global economic disaster due to conflicts of interest in the Middle East and all around the world.

In the worst-case scenario, investors could be left with stocks with little to no value and their retirement savings totally wiped out.

Crah-proof your retirement savings with a gold IRA

The Secret IRS Tax Loophole Of Precious Metals IRAs

Did you know that you can move your retirement savings to a precious metals IRA or crypto IRA completely tax and penalty-free?

Yes, that is right!

A not-so-known section of the IRS tax code, 408-m3, allows you to open a precious metals IRA and put physical gold, silver, plus other metals and cryptocurrencies into a tax-advantage account.

That is how you can protect your retirement savings from a market crash, which you should do today before it is too late.

But will the market crash really affect me, you may ask?

Well, we need to repeat these numbers again…

Based on an inflation rate of 10.00 %, the value of $1,000,000.00 is going to be reduced to $385,543.29 in 10 years.

Don’t let that happen to you!

Why You Should Invest In Gold For Protection

There are many reasons why you should invest in gold for protection, including:

  • In contrast to stocks, gold will always be worth something even in an economic collapse
  • Gold keeps or increases its value when the dollar is devalued
  • The yellow metal has outperformed stocks by six times in the past 18 years
  • Gold is one of the oldest global currencies
  • Gold is a physical asset you can hold in your hand
  • Gold has limited demand, which makes it even more valuable
  • Gold has increased by an impressive 300% in the last 15 years
Protect your wealth from the collapse of the dollar with Joe Montana and Augusta Precious Metals

Crash-Proof Gold Retirement

As mentioned, gold is a well-known safe haven and serves as an inflation hedge in troubled economic times.

Gold is considered a safe investment since it does not revolve around a country’s economic stability, like other paper assets.

For this reason, no other investment can give you that stable and impressive return.

In addition, the fact that gold stands outside of the financial system and cannot be controlled by the government gives investors more power.

It can’t be taken away from you or lose all its value.

Best of all, the value of gold typically increases during stock market crashes.

Stocks are just numbers listed in the stock exchange, fluctuating up and down, while gold is a physical asset you can hold in your hand.

This makes gold one of the best investments you can make for your retirement.

Gold Is A Less Risky Investment

It is wise to choose less risky investments as you get older to safeguard from losing all your money in an economic downturn.

But more importantly, you will not have time to recoup your losses after they happen. In the worst-case scenario, you would be left without a retirement fund.

Unlike other investments, gold does not lose value. In fact, when there is economic instability, gold’s value increases.

Get up to $10,000 in FREE silver when opening a gold IRA

Portfolio Diversification

Whether you currently invest in the stock market or prefer other commodities, it is always good to add some precious metals or cryptocurrencies to your portfolio.

For instance, if you invest in real estate, you know how potentially falling prices can negatively affect you. Just look back at the market crash of 2008.

People saving for retirement should invest in assets they can count on and not have to worry if the market crashes.

The good news is that a gold IRA offers you worry-free protection against economic collapse and global downturn.

Gold is safe and will not have wild fluctuations or be impacted by inflation.

This yellow metal should be seen as financial insurance if anything else.

What Celebrity Experts Say About Gold

It is always interesting to hear what the experts say about gold and why they choose to invest in it:

Robert Kiyosaki

Best-selling author, finance educator, and founder of Rich Dad Robert Kiyosaki has invested in precious metals for decades, which means it is the best way to protect your financial future.

One of Rich Dad’s advisors Michael Maloney wrote the Guide To Investing In Gold And Silver that is available to purchase on Amazon.

Tony Robbins

The very famous performance coach Tony Robbins has recently turned his attention to wealth and finance and even wrote the book Money: Master the Game to help others in their quest for financial security.

His advice to investors is to start planning now for an impending crash. Even though Wall Street still seems strong, a downturn is inevitable, especially as markets are currently peaking.

Tony Robbins said in a Fortune article “The best offense is a good defense.” And that defense is gold for many investors since it can withstand changes better than most other investments and is not tied to any single currency or economy.

Thomas Kaplan

American billionaire businessman, investor, philanthropist, and art collector Thomas Kaplan says:

“People view gold as emotional, but when they demythologize it and when they look at it for what it is and the opportunity it represents, they’re going to say, ‘We really should own some of that.’ The question will then change to ‘Where do we get the gold?'”

Carlos Slim

The world’s richest man Carlos Slim states the following:

“With the same things that were done in 2000 and 2001, when it was temporarily solved with big expenditures and very aggressive monetary and fiscal policy, aside from lowering taxes, we should be directing more money to the real economy, not to the financial economy. The volatility of the markets is so great that more is won or lost in a single day than in five years of accumulated interest. And that’s not a good thing.

For more celebrity gold investment facts and statistics, please visit Surprising And Interesting Gold Investment Statistics (In 2022).

Wrapping Up

And there you have it. If you want to protect your retirement savings from a crash and enjoy your retirement with an adequate income, starting a gold IRA is the safest and best option to ensure that your wealth will continue to appreciate.

You will not regret it!

About the Author

Best Gold IRA Companies

Gold IRA Companies We Recommend

There has never been a better time to invest in gold, silver, and alternative assets (cryptocurrencies like Bitcoin or Ethereum) than today. With the ease of setting up a gold IRA or crypto IRA, you can go from worrying about your retirement savings to having greater confidence in the diversification of your wealth. But choosing the right company to invest with can be extremely difficult unless you know what to look out for.

When reviewing gold IRA and crypto IRA companies it’s critical to compare the ratings and reviews by looking at independent authority sources. We look at the scores given by using 5 independent rating sources that include the Better Business BureauBusiness Consumer AllianceTrustLinkTrustPilot, and Ripoff Report.

We have looked into Augusta Precious MetalsGoldco Precious MetalsBirch Gold Group, and Regal Assets, all top-rated gold IRA companies, as well as the best online gold and trading company BullionVault.

Augusta Precious Metals Gold IRA

Best Overall Gold IRA Company In The US
$200/ Yr
  • Setup Fee Only $50
  • Minimum Purchase $50,000
  • Endorsed by Quarterback Joe Montana & His Personal Financial Team
  • Unique Free One-On-One Web Conference About Economy & Gold IRAs
  • A+ Rating by the BBB
  • Up to 10 Years of Fees Reimbursed to Your IRA in Silver Coins
  • Easy IRA & 401(k) Rollovers
  • Outstanding Client Ratings
Learn More

Goldco Gold IRA

Top Rated Precious Metals Company
$260/ Yr
  • Setup Fee $50
  • Minimum Investment $20,000 - $25,000
  • Cash Sales Minimum $3,500
  • Endorsed by the Political Commentator and American Talk Show Host Sean Hannity
  • A+ Rating by the BBB
  • 10% Back in FREE Silver
  • Easy IRA & 401(k) Rollovers
  • Highest Buy-Back Guarantee
  • Good Customer Ratings
Learn More

Frequently Asked Questions & Answers

Is investing in precious metals a good idea?

We believe it is. Throughout history, gold and silver prices have moved in the opposite direction of paper assets and can, therefore, provide a good hedge against inflation. Past performance doesn’t guarantee future gains, but the numbers show that the weaker the dollar has become in the past, the better gold generally has performed. In fact, the relationship between gold and the dollar is often seen as an inverse one.

Why starting a gold IRA?

Traditional IRA accounts may not be enough to provide for you and your loved ones, post-retirement. Not if the economy remains as uncertain as it has looked recently.
For eons, investors have looked to gold to help them potentially offset losses due to economic turmoil. A gold IRA or precious metals IRA permits you to diversify a portion of your retirement portfolio — including pre-existing IRAs and former 401k(s) with previous employers — by actually owning physical gold (and silver) within a retirement plan. As a result, you can securely possess physical precious metals in a tax-deferred account.

Should I invest in physical gold, futures options (EFTs), gold mining stocks, or gold funds?

Indirect forms of investing in gold are much riskier than physical metal. You are relying on any third party individual or company to look after your wealth for you, and depending on the company’s success or failure, you risk losing your investment. With physical gold, you are in control of your wealth. Physical gold offers you that layer of protection and security which Gold Exchange Traded Funds (ETFs), gold mining stocks and funds do not.

When investing in a gold IRA, you will get the same tax benefits as a traditional IRA, while actually owning physical gold coins or gold bars.

Do my precious metals have to be bars or can they be coins?

While some coins can be included in precious metals IRAs, only certain coins are IRS approved for inclusion in IRAs. In fact, not all bars or bullion are IRS approved. The IRS maintains a list of acceptable forms of precious metals for IRAs. You can be certain that a reputable gold IRA company offers a variety of metals for IRAs within IRS guidelines.

Can I choose any custodian and storage company to store my metals?

Yes. While established gold IRA companies often recommend Equity Trust as their preferred custodian and Delaware Depository for storage, you can choose your own custodian and storage companies.

Can I store my precious metals at home?

Non-IRA precious metals, yes. Not metals for an actual IRA. IRS rules forbid keeping your IRA precious metals at home or in a standard safety security box. They must be held by an approved non-bank trustee or a bank within IRS guidelines that restricts access. In other words, just like a traditional IRA, the access to the precious metals in your precious metals IRA must be restricted in specific ways to ensure deposit and disbursement laws are followed.

Are the values of the precious metals I buy for my IRA guaranteed?

No. Like all investments, the future value of precious metals is not guaranteed and can rise or fall based on a variety of market influences. But we believe physical precious metals are your safest bet to hedge against a stock market crash, inflation, and the debasing of the dollar.

When will I be eligible for distributions from my gold IRA?

At age 59½, you or the beneficiary of your precious metals IRA can start taking penalty-free distributions from the account, according to the IRS.

How long does it take to rollover a traditional IRA into a gold or silver IRA?

Usually around two-three weeks, although each application is different and the amount of time varies on a case-by-case basis.

What is the advantage for customers to set up an IRA with a gold IRA company as opposed to going to the custodian and setting it up with them?

The customers will receive top-notch service and specialized account setup knowledge provided by the gold IRA company’s IRA Processing Department throughout the process from start to finish. They do 95% of the paperwork with them. Customers can feel safe knowing they will be kept up to date every step of the transfer process by daily calls or e-mails from the IRA Processing team with any gold IRA company listed on How To Invest Gold. These companies also often provide lifetime account support.

What is Augusta Precious Metals?

Augusta Precious Metals is a premium provider of precious metals products and services, with a specialty in gold and silver IRAs. The company’s reputation of a customer-first approach to sales, service and education is well-known throughout the retirement investing community. Augusta has received ZERO complaints at either the BBB or BCA since opening its doors in 2012 – and has received thousands of 5-star reviews across the most popular consumer rating platforms. And here’s a big reason for all the excitement: Augusta offers the most competitive, transparent pricing in the industry, underscored by its price-match guarantee on all coins.

Additionally, Augusta will waive fees up to 10 years for new customers (a special – ask how many years you qualify for). As much as all that is, Augusta Precious Metals offers much more to hard-working retirement savers, including a free one-on-one educational web conference designed by the company’s on-staff Harvard-trained economist. This is the same web conference attended anonymously by hall of fame quarterback Joe Montana that convinced him to become an Augusta customer. Mr. Montana’s personal financial advisors found the company for him after researching all the gold IRA companies in the U.S.! Read the full review of Augusta Precious Metals in section: Reviews.

What is Goldco?

Goldco is one of the leading providers of precious metals IRAs, and its IRA & 401(k) rollovers are easy and painless. They pride themselves in customer service and the ability to help individuals diversify their retirement accounts and skyrocket their wealth.

Goldco has an A+ rating by the BBB, and Inc. magazine ranked Goldco the 528 in its 35th annual Inc. 5000, a list of the nation’s fastest-growing private companies. With Goldco, any investor can buy precious metals outright, even if they specialize in precious metals IRAs.

About How To Invest Gold

Our Mission

For over a decade, our mission has been to provide investors and retirees with all the information they need when it comes to precious metals and cryptocurrency investing.

Gold backed IRA - Goldco, Regal AssetsNot only do we provide a complete guide on the best ways to invest in precious metals, but we have also carefully vetted the best precious metals companies in the US to help you choose the best provider for your investment needs.

We believe that investing in precious metals and cryptocurrencies through your 401(k)/IRA is one of the best ways to invest in this asset class, due to the tax-saving component. A gold IRA or crypto IRA is the best way to protect your retirement account against an unstable market.

Disclaimer: The owner of this website is not licensed as an investment advisor and, accordingly, does not make any recommendations regarding clients’ personal investment portfolios. It is recommended that you carefully evaluate and research the risks and rewards associated with investing in alternative assets such as physical precious metals and cryptocurrencies before you make a purchase. Learn more in our Terms of Service.

We are happy to answer all your questions

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